Co-operative Movement played a significant role in development the Socio-Economic life of the rural and urban folks in the district. It eliminate the exploitation from the money lenders and middlemen. Department of Co-operation is having a specific aim and objective in improving the co-operative sector in all walks of life of the people. The registrar shall act as friend , Philosopher and guide in the sector, beside registration , control and supervisiors of the Co-operative Institutions.

There are 961 different types of Co-operatives in the district of which 805 are working , 81 are defunct and 75 are under liquidation.

District department is headed by Deputy Registrar of Co-perative socities. Each sub-divisions headed by Assistant Registrar of Co-operative Socities.

Taluk Panchayat, Zilla Panchayat, State Government , NCDC and NABARD provide financial assistance in the form of share capital, loan and subsidy through their annual action plans.

District co-operative central bank, shimoga through Primary Agricultural Co-operatives(PACS) provide advancing seasonal agricultural operational loans, Medium term loans to the farmers . PACS are collecting deposits, provide banking facilities and implements the government sponsored schemes effectively and efficiently.

Primary Co-op. Agriculture and development banks (PCARDB) advances long term loans such as Minor irrigation, Sericulture , Horticulture, Diary , Tractors, Tiller and for non-agricultural activities in creating assests to the farmers. Processing co-operatives played a vital role in primary marketing facilities to the farmers produce like, fruits, vegetables, flowers, Arecanut and milk by fixing reasonable rates and also adopt modern technology in the sector.

Co-operatives take steps to oraganise self help groups for poorest among the poor , to develop their living standard and generate self employment , Consumer Co-operative Socities, House Co-operative socities , Non.Agriculture credit Co-operative Socities and urban banks paid special attention in providing basic needs.

District Co-operative union and state co-operative federation played a vital role in promoting co-operative education, such as member education, leadership, training to the office bearer and co-operative awareness in general. It runs the coop. training college by conducting G.D.C i.e basic knowledge about the co-operatives and management , Women Coop. Project wing is sponsored by N.C.U.I in promoting women self employment training , organisation of self help groups and provided information about the schemes available in different depots and also co-ordinate their activities.

Yashaswini Health Farmer Scheme :

     Government of Karnataka has Introduced "Yashaswini Health Farmer Scheme"  through department of Co-operation during the year 2002-03 for the denefit of the members of agricultural credit societies and banks and it has been extended to the members of the "Self Help Groups". This new scheme has been introduced since the farmers are unable to afford the huge expenditure towards surgery's. Under this new scheme farmers may undergo surgical operations with reduction rate and also free of cost.

     During the year 2005-06 the members of the Agricultural Socities and Banks may become member of the 'Yashaswini Scheme" by paying Rs.120/- in one installment. The members who are having Yashaswini card may undergo surgical operations in selected Hospitals with free of cost during the year 2005-06.

    Govt. of Karnataka with its proudness has extended this scheme for the III year successively and 622 beneficiary's have undergone surgery treatment for various illness during the year 2002-03 & 2003-04 in selected hospitals.

   Selected Hospitals in Shimoga Districts Under this Scheme.

1.  Usha Nursing Home,   Shimoga
2.  City Hospital,              Shimoga
3.  Ravi Poly Clinic,          Shimoga
4.  Basweshwara Hospital,    Shimoga
5.  Melige  Hospital,         Thirthahalli